Payment Gateway

Razorpay — India's #1 Payment Gateway

Accept UPI, cards, Net Banking, and 100+ Indian payment methods directly in OASIS HUB — the essential gateway for India's booming EV market. Trusted by 8 million+ businesses.

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The Problem

Why does this extension exist?

India's EV market is booming — 1+ million EVs sold in 2025, growing at 40%+ annually. But Indian drivers don't pay with Stripe or PayPal. They pay with UPI. Without Razorpay, you're invisible to the Indian market. If your OASIS HUB platform only accepts international cards, you're turning away 100+ million UPI users every single day.

The Solution

What you get

UPI (PhonePe, Google Pay, Paytm UPI, BHIM) — India's dominant payment rail, used by 300+ million Indians daily
60+ Net Banking banks — HDFC, SBI, ICICI, Axis, Kotak, and all major Indian banks
Credit and debit cards with RuPay, Visa, and Mastercard — EMI options for 6, 9, 12, and 18 months
Razorpay wallet and 10+ third-party wallets including Paytm, Mobikwik, and Freecharge
Auto-refunds — process full or partial refunds instantly, credited back to the driver's UPI or card
INR settlement with real-time dashboard — track revenue, refunds, and disputes in one place

🎯 Who is this for?

CPOs and eMSPs operating in India or serving Indian drivers. Operators launching EV charging networks in Tier 1 and Tier 2 Indian cities. Any business that needs UPI — India's mandatory payment rail.

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🔌 Modular by design

Enable or disable per tenant. Pay only for what you use. All marketplace integrate seamlessly.

Key Capabilities

Everything included

UPI Native

PhonePe, Google Pay, Paytm UPI, BHIM — every UPI app supported. India's dominant payment rail built in.

60+ Net Banking Banks

HDFC, SBI, ICICI, Axis, Kotak, and all major Indian banks. No card needed — direct bank payment.

EMI on Cards

Split payments into 6, 9, 12, or 18 monthly instalments. RuPay, Visa, and Mastercard supported.

10+ Wallets

Paytm, Mobikwik, Freecharge, Amazon Pay, and more. Accept every wallet your drivers use.

Auto-Refunds

Instant refunds to UPI, Net Banking, or card. Process directly from the OASIS HUB dashboard.

INR Settlement Dashboard

Real-time revenue, refund, and dispute tracking in INR. Full visibility from your OASIS HUB admin panel.

Use Cases

See it in action

How operators across India use this extension to capture the world's fastest-growing EV market.

Mumbai CPO accepts UPI QR payments

A CPO operating 45 chargers across Mumbai enables Razorpay UPI. Within 30 days, 78% of all payments come via UPI scan-and-pay. Payment completion rate jumps from 61% to 96% — drivers no longer need to enter card details at the charger.

Fleet operator uses EMI for company EVs

A fleet operator in Bangalore uses Razorpay EMI to let corporate drivers split large wallet top-ups into 12 monthly instalments. Average top-up value increases from ₹1,800 to ₹8,500 per transaction. Finance team processes all payments via Net Banking with zero card fees.

eMSP subscription via auto-debit mandate

An eMSP in Hyderabad sets up Razorpay auto-debit mandates via UPI for monthly subscription billing. Payment success rate for recurring charges: 97.3% — compared to 68% for card-based recurring. Churn drops by 29% in the first quarter.

Highway charging corridor accepts all Indian banks

A highway CPO operating along the Mumbai–Pune expressway adds Razorpay with Net Banking across 60+ banks. Drivers from any Indian bank can pay directly without needing a specific card or wallet. Payment method coverage increases from 3 options to 80+.

Simulated Case Study

Mumbai CPO captures 340% more payments after adding UPI via Razorpay

A CPO operating 55 chargers across Mumbai, Pune, and Thane was processing payments via an international gateway that didn't support UPI. Payment failure rate was 39% — most failures from drivers attempting to pay without international cards. After switching to Razorpay with UPI as the primary method, payment failures dropped to under 4%. Monthly payment volume increased by 340%. All transactions settle in INR with zero currency conversion fees. The CPO now reaches 100M+ UPI users across Maharashtra.

+340%

Payment volume

100M+

UPI users reachable

100+

Payment methods

INR

Native settlement