Payment Gateway

Paytm — India's Most Downloaded Payment App

India's most downloaded payment app — 350M+ registered users, accepted at 21M+ merchants. Paytm Wallet is India's most recognisable payment brand — many Indian users keep their digital balance in Paytm, not banks. Complementary to Razorpay.

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The Problem

Why does this extension exist?

While Razorpay covers the technical payment rails, Paytm Wallet holders expect to pay directly from their Paytm balance — especially for small amounts. India's 350M Paytm users represent an enormous addressable market for EV operators. Paytm Wallet is particularly dominant in Tier 2 and Tier 3 cities where card adoption is lower. Without Paytm, you're missing a massive segment of Indian drivers who store value in their Paytm app rather than in bank accounts.

The Solution

What you get

Paytm Wallet — accept payments directly from the driver's Paytm Wallet balance. Instant confirmation, zero friction
Paytm UPI — accept UPI payments processed through Paytm's UPI infrastructure alongside all UPI apps
Paytm Postpaid (BNPL) — buy now, pay later for eligible Paytm users. Drivers charge now, pay at month end
Credit/debit cards and Net Banking — Visa, Mastercard, RuPay, and 50+ Indian banks via Paytm gateway
Merchant cashbacks — Paytm cashback campaigns drive repeat usage and driver loyalty
EMI options and INR settlement — convert high-value top-ups into monthly instalments. All settled in Indian Rupees

🎯 Who is this for?

CPOs and eMSPs operating in India, particularly in Tier 2 and Tier 3 cities where Paytm Wallet adoption is highest. Also ideal for any operator wanting to offer the broadest possible payment coverage for Indian drivers alongside Razorpay.

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🔌 Modular by design

Enable or disable per tenant. Pay only for what you use. All marketplace extensions integrate seamlessly.

Key Capabilities

Everything included

Paytm Wallet

350M+ registered users. Drivers pay directly from their Paytm balance. Instant confirmation, zero friction. The most trusted wallet in India.

Paytm UPI

GPay, PhonePe, BHIM, and all UPI apps via Paytm's UPI infrastructure. India's fastest-growing payment method, now in your EV checkout.

RuPay & All Cards

Accept RuPay alongside Visa and Mastercard. RuPay is India's domestic card network with 600M+ cards — and lower transaction fees.

Paytm Postpaid

BNPL for eligible Paytm users. Drivers charge throughout the month and pay at month end. Increases session completion rates significantly.

Merchant Cashbacks

Run Paytm cashback campaigns to drive repeat charging visits. Paytm cashbacks are a powerful loyalty tool in the Indian market.

Tier 2/3 Coverage

Paytm has the deepest penetration in smaller Indian cities. Reach drivers that other gateways miss in Jaipur, Lucknow, Nagpur, and beyond.

Use Cases

See it in action

How operators use this extension to solve real problems and grow their business.

Delhi metro area charging accepts Paytm Wallet from all drivers

A CPO operating 28 chargers across Delhi NCR adds Paytm Wallet. 52% of new driver sign-ups pay via Paytm Wallet in the first month. Average session completion rate increases from 69% to 94%. Transaction volume doubles in 45 days as word spreads that Paytm is now accepted.

Bangalore tech corridor serves IT employees with Paytm Postpaid

A CPO in Bangalore's Whitefield tech park enables Paytm Postpaid for corporate EV drivers. Employees charge throughout the month and settle via Paytm Postpaid. Session completion rate reaches 97% — no payment friction at the point of charge. Average monthly spend per driver increases by 38%.

Highway NH8 accepts all Paytm payment modes for highway travellers

A CPO operating fast chargers along the NH8 Delhi-Mumbai corridor enables Paytm Wallet, UPI, and Postpaid. Highway travellers from all income segments can now charge with their preferred Paytm payment mode. Session completion rate jumps from 61% to 92%. EMI option drives uptake of larger top-up amounts.

Indian fleet operator uses Paytm Postpaid for consolidated billing

An Indian fleet company with 300 EVs enables Paytm Postpaid for all fleet drivers. Drivers charge whenever needed and bills are consolidated at month end. Finance team processes a single monthly payment. Zero manual top-up interventions, full audit trail in OASIS HUB dashboard.

Simulated Case Study

Delhi CPO sees 2.4x transaction volume after enabling Paytm alongside Razorpay

A CPO operating 40 chargers across Delhi was only accepting Razorpay (cards and standard UPI). User research showed that 44% of Delhi drivers had significant Paytm Wallet balances they preferred to spend on small transactions like EV charging. After enabling Paytm Wallet and Paytm Postpaid alongside Razorpay, transaction volume increased 2.4x in 60 days. Monthly revenue grew by ₹4,20,000. Paytm now accounts for 61% of all transactions. Chargeback rate dropped to near zero as Paytm Wallet payments are instant and irrevocable.

2.4x

transaction volume

350M+

Paytm users

21M+

merchants

INR

only