Payment Gateway

Klarna — Buy Now, Pay Later for EV Charging

Offer Buy Now Pay Later, Pay in 3, and flexible financing for EV charging via Klarna. Available across Europe, US, Australia, and Canada. Built into OASIS HUB.

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The Problem

Why does this extension exist?

High upfront charging costs and subscription fees are a barrier for new EV drivers. Klarna removes that barrier — letting drivers pay later, split into instalments, or finance larger purchases. For eMSPs selling subscriptions and CPOs with premium charging plans, Klarna converts hesitant customers into paying ones.

The Solution

What you get

Pay Later (30 days): drivers pay for charging sessions or top-ups after 30 days — zero interest
Pay in 3 or 4 instalments: split larger top-ups or subscription fees into equal payments
Financing: offer 6–36 month financing for annual subscription plans or fleet charging packages
Available in 45 countries including all major European markets, US, Australia, and Canada
Klarna's fraud and credit risk assessment built in — you get paid upfront, Klarna takes the risk
Works alongside card gateways — offer Klarna as an additional payment option, not a replacement

🎯 Who is this for?

eMSPs selling subscription plans, CPOs with premium charging tiers, and any operator wanting to reduce payment friction for new drivers or high-value purchases.

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🔌 Modular by design

Enable or disable per tenant. Pay only for what you use. All marketplace integrate seamlessly.

Key Capabilities

Everything included

Pay Later (30 Days)

Drivers charge now, pay next month. Zero interest. Klarna pays you immediately and collects from the driver

Pay in 3/4

Split top-ups or subscription fees into equal instalments. Increase conversion on higher-value plans

Financing

Offer 6–36 month financing for annual plans and fleet packages. Close deals that would otherwise stall on price

45 Countries

Available across Europe, US, Australia, and Canada. One integration, global BNPL coverage

Zero Fraud Risk

Klarna's credit and fraud assessment protects you. You receive payment immediately regardless of driver repayment

Seamless Checkout

Klarna's hosted checkout integrates with OASIS HUB's payment flow. Drivers see Klarna as a payment option alongside cards

Use Cases

See it in action

How operators around the world use this extension to solve real problems and grow their business.

eMSP increases annual plan conversion

An eMSP offers a €149/year Gold Plan. After adding Klarna Pay in 3, conversion on annual plans increases by 34%. Drivers who previously chose monthly billing switch to annual, reducing churn by 18%.

Fleet operator finances charging package

A fleet manager needs to pre-load €5,000 in charging credit for 50 company EVs. With Klarna financing, they split it into 12 monthly payments. The deal closes in one call instead of going to procurement.

CPO converts hesitant first-time drivers

A CPO adds Klarna Pay Later to their QR payment flow. First-time drivers who previously abandoned payment now complete sessions — they pay after 30 days once they've experienced the service.

Simulated Case Study

eMSP increases premium plan revenue by 38% with Klarna Pay in 3

An eMSP operating in Germany and Austria was struggling to convert drivers to their €99/quarter Premium Plan. The price point was too high for a single payment. After enabling Klarna Pay in 3, drivers pay €33/month instead. Premium plan sign-ups increased by 38% in 90 days. Annual recurring revenue increased by €89,000. Churn on premium plans dropped by 22% as drivers on instalment plans are less likely to cancel mid-cycle.

+38%

Premium sign-ups

+€89k

ARR increase

-22%

Churn reduction

90 days

Time to results