Payment Gateway

Checkout.com — Enterprise Global Payment Platform

Process payments at global scale with 20+ payment methods, 150+ currencies, and 200+ markets. Used by Samsung, Grab, Pizza Hut, Qatar Airways, and Virgin — now integrated into OASIS HUB.

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The Problem

Why does this extension exist?

Enterprise CPO networks with global operations need a payment platform that goes beyond basic card acceptance. Real-time fraud scoring, smart routing across multiple acquirers, 99.9% uptime SLA, and support for 150+ currencies — these are requirements that standard gateways cannot meet. Checkout.com is built for this level of scale, trusted by the world's largest brands and now available natively in OASIS HUB.

The Solution

What you get

Multi-acquirer smart routing — automatically routes each transaction to the highest-approval acquirer in real time
ML fraud prevention — machine learning scores every transaction for risk, blocking stolen cards before charge
20+ payment methods — cards, Apple Pay, Google Pay, SEPA, iDEAL, Bancontact, and local methods in 200+ markets
Network tokenisation — increases authorisation rates by replacing raw card numbers with network tokens
Real-time reporting and analytics — granular transaction data and dashboards for finance and operations teams
Webhooks for every payment event — OASIS HUB receives real-time notifications for every session, charge, and refund

🎯 Who is this for?

Enterprise CPO networks and eMSPs with global operations, high transaction volumes, and complex multi-currency settlement requirements — where authorisation rates and processing costs are measured in millions.

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🔌 Modular by design

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Key Capabilities

Everything included

Smart Multi-Acquirer Routing

Real-time routing to the highest-approval acquirer for every transaction. Automatically reroutes on acquirer downtime. Average authorisation rate improvement of 4.2% over single-acquirer setups.

ML Fraud Prevention

Machine learning scores every transaction in real time. Flags stolen cards, bot patterns, and account takeover attempts before the charge completes — without adding friction for legitimate drivers.

20+ Payment Methods

Cards, Apple Pay, Google Pay, SEPA Direct Debit, iDEAL, Bancontact, and 20+ additional local payment methods across 200+ markets — one integration covers every major market.

Network Tokenisation

Replace raw card numbers with network tokens (Visa Token Service, Mastercard MDES). Higher authorisation rates, reduced fraud, and no re-auth needed when cards are replaced.

150+ Currencies

Accept and settle in 150+ currencies. Dynamic currency conversion, multi-currency settlement reports, and automatic FX handling — ideal for international roaming hub operators.

99.9% Uptime SLA

Enterprise-grade 99.9% payment processing uptime SLA. Real-time system status, incident notifications, and dedicated enterprise support for mission-critical operations.

Use Cases

See it in action

How enterprise EV operators use Checkout.com to optimise global payments.

Global CPO network processes 50M+ transactions/year

A global CPO network processes over 50 million EV charging transactions annually across 28 countries through Checkout.com. Multi-acquirer routing ensures every market uses the optimal local acquirer. Finance team receives consolidated multi-currency settlement reports daily.

Multi-currency settlement for European roaming hub

A European roaming hub operator settles transactions in EUR, GBP, CHF, NOK, and SEK simultaneously through Checkout.com's multi-currency settlement. Reconciliation is automated — a task that previously required a full-time finance analyst is now handled overnight.

Smart routing increases authorization by 4.2%

An enterprise eMSP enables Checkout.com's smart routing. Transactions are automatically routed to the highest-approval acquirer per card type and geography. Overall authorisation rate increases from 91.8% to 96.0%. Monthly revenue recovery from previously declined transactions: €2.1M.

ML fraud flags stolen cards before charge

An enterprise CPO network enables Checkout.com's ML fraud scoring. Stolen card fraud drops by 89% in the first 30 days. Chargeback rate falls from 0.34% to 0.04% — well below card network thresholds, avoiding scheme fines.

Simulated Case Study

Global EV roaming hub increases authorization rate from 91% to 97.3% using Checkout.com smart routing

A global EV roaming hub processing transactions from drivers in 34 countries was experiencing a 9% declined transaction rate — primarily due to geographic mismatch between their single acquirer and card issuers in each market. After enabling Checkout.com's multi-acquirer smart routing with 8 regional acquirers, the overall authorisation rate increased from 91% to 97.3%. The 6.3 percentage point improvement on a total annual processing volume of €180M/year represented €11.3M in additional recovered revenue. ML fraud scoring simultaneously reduced chargebacks by 78%.

+6.3%

Auth rate improvement

150+

Currencies supported

20+

Payment methods

99.9%

Uptime SLA